FAQs
Q - I’ve been turned down for a mortgage by my bank and building society, so why can you help and they can’t?
A - Blacksheep Mortgages specialises in mortgages and remortgages for people with credit problems and or problems proving there Income and have been helping people for over 30 years.
Q - Will I be paying more?
A - In some cases we can be more competitive that conventional sources.
Q - Do many people get turned down?
A - We see cases all the time that have been refused by banks and building societies for no apparent reason.
Q - How much can I borrow?
A - £25000 to £3 Million Plus.
Q - What about my Income… I’m self-employed?
A - We have lots of great plans for self-employed applicants.
Q - Can you help me; I’m an ex bankrupt?
A - Yes we can help people that have been made bankrupt in the past or are looking to settle a bankruptcy order.
Q - What if I have an Individual Voluntary Arrangement (IVA)?
A - Even if you have entered into an IVA we can help. We just need the details and subject to them you could get the mortgage you want.
Q - I want to remortgage to clear my debts and the building society says I can’t… can you help?
A - A remortgage with us is for any purpose or multi purpose, the money tied up in your home is yours, so as we see it you should be allowed to do with it what you want and spend it as you wish.
Q - Can I have an Interest only mortgage?
A - Yes you can.
Q - Can I have a Fixed Rate?
A - Yes you can.
We are only too pleased to answer any questions you have, so if you want to ask us anything about your mortgage or remortgage please just ask.
Drop us an email to:enquiries@blacksheepmortgages.co.uk